The information provided is not intended to provide investment, tax, or legal advice. Insurance products and services are offered and sold through Transcend Financial Group, an individually licensed and appointed insurance agent.

Transcend Financial Group does not offer advice, research, or analysis regarding securities. The information on the following pages are provided for guidance and information purposes only. Transcend Financial Group and its employees are not registered with the SEC, FINRA, or any state securities regulator as an investment advisor or broker-dealer.

To bridge this gap for clients, Transcend Financial Group has partnered with Sammy Salek, CFP®, AWMA®, and Totus Wealth Management (brokered through Cetera Advisors, LLC) to help provide solutions for all securities planning.

Totus Wealth Management works with you to understand your goals and earn your confidence so we can help you navigate the complexities of life and live the life you can imagine.

Please visit Totus Wealth Management’s disclosure page for more information. To read their disclosure, visit Totus Wealth Management (totuswm.com).